Terms of Use

Last updated: February 2025

These website terms of use (“Terms of Use”) are entered into by and between you and Cevidica Securities Group LLC and Cevidica Investment Partners LLC (“Cevidica,” “we,” “us,” or “our”) and govern your access to and use of www.cevidica.com and any other websites that link to these Terms of Use, and all services, materials, tools, and functionality provided by us in connection with our website (collectively, the “Website”). The term “you,” as used in these Terms of Use, means any person or entity who accesses or uses the Website.

Cevidica Securities Group LLC is a broker-dealer registered with the U.S. Securities and Exchange Commission and a member of FINRA and SIPC, with its principal office located in New York, New York. Cevidica Investment Partners LLC is an investment advisor registered with the State of New York, with its principal office located in New York, New York. The Website is intended solely for institutional investors as defined under applicable securities laws and FINRA rules and is not directed to, or intended for use by, retail investors or the general public.

Please read these Terms of Use carefully before you use the Website. By using the Website, you accept and agree to be bound and abide by these Terms of Use. If you do not accept these Terms of Use, please do not access or use the Website.

Please note that our financial products and services are governed by separate agreements and terms, and not by these Terms of Use. These Terms of Use do not modify any separate agreement that you have in place, or terms you have agreed to, that govern our financial products and services. In the event of any conflict between these Terms of Use and any such separate customer or account agreements, including regulatory disclosures such as Form CRS and Reg BI disclosures, those other agreements and disclosures will control with respect to your brokerage relationship.

1. CHANGES TO THE TERMS OF USE
We may revise and update these Terms of Use from time to time in our sole discretion. All changes are effective immediately when we post them, and your continued use of the Website following the posting of revised Terms of Use means that you accept and agree to the changes. Your continued use of the Website after any changes become effective constitutes your agreement to such changes; if you do not agree, you must discontinue use of the Website.

2. ACCESSING THE WEBSITE
We reserve the right to terminate, alter, or amend the Website, any service or material we provide on the Website, in our sole discretion without notice. We will not be liable if for any reason all or any part of the Website is unavailable at any time or for any period. We may suspend or restrict access to the Website or any portion thereof at any time, including for maintenance, security, regulatory, or operational reasons, and we have no obligation to update any content on the Website.

3. INTELLECTUAL PROPERTY RIGHTS
The Website and its entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, and audio, and the design, selection, and arrangement thereof) are owned by Cevidica, its licensors, or other providers of such material and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property rights laws. All rights not specifically granted herein are reserved by Cevidica.

These Terms of Use permit you to use the Website for your personal use only. You must not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Website except for your personal use. If we provide social media features, you may take such actions as are enabled by such features.

Without limiting the foregoing, you may not (i) use any content, data, or materials from the Website in connection with training, testing, or operating any artificial intelligence, machine learning, or similar models or systems; (ii) use any automated means to download, copy, or collect Website content for commercial purposes; or (iii) frame, mirror, or otherwise display the Website or any portion thereof within any other website or service without our prior written consent.

No right, title, or interest in or to the Website or any content on the Website is transferred to you under any circumstances, and all rights not expressly granted are reserved by Cevidica. Any use of the Website not expressly permitted by these Terms of Use is a breach of these Terms of Use and may violate copyright, trademark, and other laws.

4. TRADEMARKS
All trademarks, service marks, logos, and trade names that appear on the Website, whether registered or not (including but not limited to: the word mark “Cevidica” and the Cevidica logo) (the “Marks”) are and remain the exclusive property of Cevidica or its licensors (as applicable) and are protected by applicable intellectual property and trademark laws and treaties. You may not use, copy, reproduce, republish, upload, post, transmit, distribute, or modify any of the Marks in any way, including in advertising or publicity pertaining to distribution of materials on the Website, without Cevidica’s prior consent, which shall be in Cevidica’s sole discretion. The use of any of the Marks on any other website is prohibited without the express written consent of Cevidica.

5. PASSWORD-PROTECTED AREAS
Potentially, portions of the Website may only be accessed through valid login credentials. If you have login credentials for access to non-public areas of the Website, you are solely responsible for maintaining the security and confidentiality of your login credentials, and other security data, methods, and devices. Additionally, you are responsible for all activities that occur using your login credentials, including all instructions electronically transmitted to us via the Website, and all use of any data, information, or services obtained using your login credentials and other security data. We shall not be under any duty to inquire as to the authority or propriety of any instructions given to us by you or by a person who has logged on using login credentials, shall be entitled to act upon any such instructions, and will not be liable for any loss, cost, expense, or other liability arising out of any such instructions. Accordingly, it is your responsibility to take steps to protect the confidentiality of your login credentials.

We may, consistent with applicable law, monitor, record, and retain information regarding access to and use of password-protected areas of the Website, as well as electronic communications transmitted through the Website, for security, operational, and regulatory recordkeeping purposes, and by using the Website you consent to such monitoring and recording.

Unless expressly stated in a separate agreement or on a specific feature of the Website, information submitted through the Website (including through contact forms or email links) does not constitute trade orders, instructions regarding your account, notice of any claim, or any other legally binding direction to Cevidica.

6. PROHIBITED USES
You may use the Website only for lawful purposes and in accordance with these Terms of Use. You agree not to use the Website:

In any way that violates any applicable federal, state, local, or international law or regulation (including, without limitation, any laws regarding the export of data or software to and from the U.S. or other countries).

To send, knowingly receive, upload, download, use, or reuse any material that does not comply with these Terms of Use.
To transmit, or procure the sending of, any advertising or promotional material, including any “junk mail,” “chain letter,” or “spam” or any other similar solicitation.

To impersonate or attempt to impersonate Cevidica, a Cevidica employee, another user, or any other person or entity (including, without limitation, by using email addresses or screen names associated with any of the foregoing).

To engage in any other conduct that restricts or inhibits anyone’s use or enjoyment of the Website, or which, as determined by us, may harm Cevidica or users of the Website or expose them to liability.

If you are a competitor, or for purposes of monitoring the Website’s availability, performance, or functionality, or for any other benchmarking or competitive purposes.

Additionally, you agree not to:

Use the Website or any device, software, or routine that in any manner could disable, overburden, damage, or impair the proper working of the Website or interfere with any other party’s use of the Website, including their ability to engage in real-time activities through the Website.

Modify copies of any materials from the Website.

Use any illustrations, photographs, video or audio sequences, or any graphics separately from the accompanying text.

Delete or alter any copyright, trademark, or other proprietary rights notices from copies of materials from the Website.

Use any robot, spider, or other automatic device, process, or means to access the Website for any purpose, including monitoring, scraping, or copying any of the materials on the Website.
Introduce any viruses, Trojan horses, worms, logic bombs, or other material that is malicious or technologically harmful.

Attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of the Website, the server on which the Website is stored, or any server, computer, or database connected to the Website.

Attack the Website via a denial-of-service attack or a distributed denial-of-service attack.

Otherwise attempt to interfere with the proper working of the Website.

You further agree not to use any content, data, or materials from the Website for any purpose that is competitive with Cevidica, including to develop or improve any securities, investment, or advisory products or services that compete with those offered by Cevidica, or to assist any other person or entity in doing so.

7. NO RELIANCE ON INFORMATION POSTED
To the extent permitted by applicable law: The information presented on or through the Website is made available solely for general information purposes. We do not warrant the accuracy, completeness, timeliness, or usefulness of this information. Any reliance you place on such information is strictly at your own risk. We disclaim all liability and responsibility arising from any reliance placed on such materials by you or any other visitor to the Website, or by anyone who may be informed of any of its contents.

While we may periodically update or correct information presented on this Website, such information, or other information on this Website, may include typographical errors and/or technical inaccuracies and/or omissions. We make no representation or warranty as to the accuracy of any information on this Website and expressly disclaim any obligation to update such information. We also reserve the right to make additions, deletions, or modifications to any information at any time and from time to time without any prior notice.

The Website may include content and/or materials provided by third parties. All statements and/or opinions expressed in such content and materials are solely the opinions and the responsibility of the person or entity providing such content or materials and do not necessarily reflect the opinion of Cevidica. We are not responsible, or liable to you or any third party, for the content or accuracy of any content or materials provided by any third parties.

You acknowledge and agree that you are not relying on the Website or any content thereon as the primary basis for any investment, financial, tax, or legal decision, and that you will consult your own professional advisers as you deem appropriate before making any such decisions.

8. PRIVACY
Our Privacy Policy describes our collection, use, and disclosure of personal information in connection with the Website. Our Privacy Policy is expressly incorporated into these Terms of Use, and by using the Website you agree to the collection, use, and disclosure practices in our Privacy Policy.

9. NO INVESTMENT OR PROFESSIONAL ADVICE
Materials and content on the Website are intended for general and noncommercial use only. Nothing on the Website, nor any content thereon, should be considered investment or professional advice, and by making materials and content available through the Website, Cevidica is not providing investment or any other professional advice. Such information should not be relied upon for the purpose of making any investment decision without the direct guidance of a properly credentialed investment advisor.

Nothing on the Website constitutes or should be construed as (i) an offer, recommendation, or solicitation by Cevidica or any third party to buy, sell, or hold any security or financial instrument; (ii) a solicitation of any investment, advisory, brokerage, or other financial service; or (iii) a research report or personalized investment recommendation under applicable securities laws. Your use of the Website does not create a client, customer, advisory, fiduciary, or other professional relationship between you and Cevidica.

The Website and its content are intended solely for institutional investors and are not intended for, and should not be relied upon by, retail investors. By accessing the Website, you represent and warrant that you are an institutional investor and that you will not distribute, forward, or otherwise make available any content from the Website to any retail investor.

10. TIMELINESS OF CONTENT
Without limitation of any other section of these Terms of Use, all content on the Website is presented only as of the date and time published or indicated, and may be superseded by market events or other reasons. Do not place undue reliance on any forward-looking statements, including by language such as “believe,” “anticipate,” “expect,” or any similar words or terms, which were based on information available at the time they were made. We do not take on any obligation to publicly update or revise any dated, forward-looking, or other statements or content on our Website.

Any performance data, market data, or other historical information on the Website is for illustrative purposes only and is not indicative of future results. Past performance is not a guarantee of future performance.

11. THIRD-PARTY WEBSITE LINKS AND OTHER INFORMATION; SOCIAL MEDIA
The Website may contain links to websites that are owned and controlled by third parties that are not within Cevidica’s control, and which are for your convenience only. The sites you can link to have their own, separate terms and conditions and privacy policies, which we encourage you to review prior to using such sites. We are not responsible and cannot be held liable for the content and activities of these sites. You therefore visit/access these sites entirely at your own risk.

The Website may include features that operate in conjunction with certain third-party social networking websites that you visit such as Facebook, Instagram, YouTube, and others (“Social Network Features”). While your use of the Social Network Features is governed by these Terms, your access and use of third-party social networking sites is governed by the terms of each such third-party site. You are responsible for ensuring that your use of those sites complies with any applicable terms of service or other agreements.

We may remove endorsements, recommendations, comments, posts, photos, videos, “friends,” “fans,” “likes,” “followers,” or any similar term or function from our profile page(s) on third-party social networking sites and our Website. Please avoid and refrain from posting any of the following on such sites: (i) comments that are unlawful, abusive, defamatory, or offensive or that contain profanities; (ii) specific investment advice or products, specific securities or investments, or trading strategies; (iii) testimonials, endorsements, or recommendations; or (iv) personal, account, or transaction information.

To the extent the Website displays any market data, index data, or other third-party financial information, such data may be delayed, incomplete, or inaccurate and is provided “as is” for informational purposes only. Cevidica and its third-party data providers shall have no liability for any trading or investment decisions made based on such data.

12. DISCLAIMER OF WARRANTIES
YOUR USE OF THE WEBSITE, ITS CONTENT, AND ANY SERVICES OBTAINED THROUGH THE WEBSITE IS AT YOUR OWN RISK. THE WEBSITE, ITS CONTENT, AND ANY SERVICES OBTAINED THROUGH OR IN CONNECTION WITH THE WEBSITE ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. WE DISCLAIM ALL OTHER WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. NEITHER CEVIDICA NOR ANY PERSON ASSOCIATED WITH CEVIDICA MAKES ANY WARRANTY OR REPRESENTATION WITH RESPECT TO THE COMPLETENESS, SECURITY, RELIABILITY, QUALITY, ACCURACY, OR AVAILABILITY OF THE WEBSITE. WITHOUT LIMITING THE FOREGOING, NEITHER CEVIDICA NOR ANYONE ASSOCIATED WITH CEVIDICA REPRESENTS OR WARRANTS THAT THE WEBSITE, ITS CONTENT, OR ANY SERVICES OBTAINED THROUGH OR IN CONNECTION WITH THE WEBSITE WILL BE ACCURATE, RELIABLE, ERROR-FREE, OR UNINTERRUPTED, THAT DEFECTS WILL BE CORRECTED, THAT OUR SITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS, OR THAT THE WEBSITE OR ANY SERVICES OBTAINED THROUGH OR IN CONNECTION WITH THE WEBSITE WILL OTHERWISE MEET YOUR NEEDS OR EXPECTATIONS. WE ARE NOT RESPONSIBLE FOR TYPOGRAPHICAL ERRORS OR OMISSIONS. WHILE WE ATTEMPT TO MAKE YOUR ACCESS AND USE OF THE WEBSITE SAFE, WE CANNOT AND DO NOT REPRESENT OR WARRANT THAT OUR WEBSITE OR ITS SERVER(S) ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. THE FOREGOING DOES NOT AFFECT ANY WARRANTIES THAT CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.

IN THE EVENT OF ANY PROBLEM WITH THE WEBSITE OR ITS CONTENT, YOU AGREE THAT YOUR SOLE REMEDY IS TO CEASE ACCESSING AND USING THE WEBSITE AND THE CONTENT.

13. LIMITATION ON LIABILITY
IN NO EVENT WILL CEVIDICA, ITS AFFILIATES, OR THEIR LICENSORS, SERVICE PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, OR DIRECTORS BE LIABLE FOR DAMAGES OF ANY KIND, UNDER ANY LEGAL THEORY, ARISING OUT OF OR IN CONNECTION WITH YOUR USE, OR INABILITY TO USE, THE WEBSITE, ANY WEBSITES LINKED TO IT, ANY CONTENT ON THE WEBSITE OR SUCH OTHER WEBSITES, OR ANY SERVICES OBTAINED THROUGH OR IN CONNECTION WITH THE WEBSITE OR SUCH OTHER WEBSITES, INCLUDING ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING, BUT NOT LIMITED TO, PERSONAL INJURY, PAIN AND SUFFERING, EMOTIONAL DISTRESS, LOSS OF REVENUE, LOSS OF PROFITS, LOSS OF BUSINESS OR ANTICIPATED SAVINGS, LOSS OF USE, LOSS OF GOODWILL, LOSS OF DATA, AND WHETHER CAUSED BY TORT (INCLUDING NEGLIGENCE), BREACH OF CONTRACT, OR OTHERWISE, EVEN IF FORESEEABLE. SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU.

14. INDEMNIFICATION
You agree to indemnify, defend, and hold Cevidica (and its affiliated companies, contractors, employees, directors, officers, licensors, and agents) harmless from any and all claims, suits, actions, losses, costs, damages, and any other liabilities, including attorneys’ fees, brought by a third party arising out of or related to (i) your use or misuse of the Website; (ii) any violation of applicable law or the rights of any other person or entity by you; or (iii) any breach or violation by you of these Terms of Use.

15. INTERNATIONAL USERS; ELIGIBLE USERS
We operate the Website from the United States of America, and the Website is meant for use by institutional investors located in the United States. If you choose to access the Website from outside of the United States, you are responsible for complying with applicable local laws. Please refer to our Privacy Policy for information regarding the collection of personal data.

The Website is not directed to any retail investor or to any person or entity in any jurisdiction where (by reason of nationality, residence, citizenship, or otherwise) the publication or availability of the Website or its content is prohibited or would subject Cevidica to any registration or licensing requirement in such jurisdiction. By using the Website, you represent that you are an institutional investor and that you will not use the Website or its content in a manner that would be contrary to any applicable laws or regulations.

16. SEVERABILITY; WAIVER
If any provision of these Terms of Use is held unlawful, void, or for any reason unenforceable, then that provision is deemed severable from these Terms of Use and will not affect the validity and enforceability of any remaining provisions. A provision of these Terms of Use may be waived only by a written instrument executed by the party entitled to the benefit of such provision. The failure of any party at any time to require performance of any provision of these Terms of Use will in no manner affect such party’s right at a later time to enforce the same. A waiver of any breach of any provision of these Terms of Use is not construed as a continuing waiver of other breaches of the same or other provisions of these Terms of Use.

17. ARBITRATION; CLASS ACTION WAIVER
Please read the following arbitration agreement in this Section 17 (“Arbitration Agreement”) carefully. It requires you to arbitrate disputes with Cevidica unless you opt out as described below and limits the manner in which you can seek relief from us. This Arbitration Agreement applies only to disputes arising out of or relating to your access to or use of the Website and does not modify any arbitration provisions or dispute-resolution requirements that may apply to you under separate customer or account agreements, including any rights to pursue claims in FINRA arbitration where required by applicable law.

(a) Applicability of Arbitration Agreement
You agree that any dispute or claim relating in any way to your access or use of the Website, to Cevidica’s marketing or advertising practices, to the collection of information on the Website, to the sharing of information collected on the Website, or to any aspect of your consumer relationship with Cevidica (unless otherwise governed by a separate agreement as described above) will be resolved by binding arbitration, rather than in court, except that (1) you may assert claims in small claims court if your claims qualify, so long as the matter remains in such court and advances only on an individual (non-class, nonrepresentative) basis; and (2) you or Cevidica may seek equitable relief in court for infringement or other misuse of intellectual property rights (such as trademarks, trade dress, domain names, trade secrets, copyrights, and patents). This Arbitration Agreement shall apply, without limitation, to all claims that arose, accrued, or were asserted before the effective date of this Arbitration Agreement or any prior version of this Arbitration Agreement.

IF YOU AGREE TO ARBITRATION WITH CEVIDICA, YOU ARE AGREEING IN ADVANCE THAT YOU WILL NOT PARTICIPATE IN OR SEEK TO RECOVER MONETARY OR OTHER RELIEF IN ANY LAWSUIT FILED AGAINST CEVIDICA ALLEGING CLASS, COLLECTIVE, AND/OR REPRESENTATIVE CLAIMS ON YOUR BEHALF. INSTEAD, BY AGREEING TO ARBITRATION, YOU MAY BRING YOUR CLAIMS AGAINST CEVIDICA ONLY IN AN INDIVIDUAL ARBITRATION PROCEEDING. IF SUCCESSFUL ON SUCH CLAIMS, YOU COULD BE AWARDED MONEY OR OTHER RELIEF BY AN ARBITRATOR. YOU ACKNOWLEDGE THAT YOU HAVE BEEN ADVISED THAT YOU MAY CONSULT WITH AN ATTORNEY IN DECIDING WHETHER TO ACCEPT THIS AGREEMENT, INCLUDING THIS ARBITRATION AGREEMENT.

(b) Arbitration Rules and Forum

The Federal Arbitration Act governs the interpretation and enforcement of this Arbitration Agreement. To begin an arbitration proceeding, you must send a letter requesting arbitration and describing your claim and the relief sought to JAMS New York Resolution Center, 620 Eighth Avenue, 34th Floor, New York, NY 10018. The arbitration shall be commenced and conducted under the Commercial Arbitration Rules of the American Arbitration Association (“AAA”) and, where appropriate, the AAA’s Supplementary Procedures for Consumer Related Disputes (“AAA Consumer Rules”), both of which are available at the AAA website www.adr.org. Your arbitration fees and your share of arbitrator compensation shall be governed by the applicable AAA rules. If AAA is not available to arbitrate, the parties will select an alternative arbitral forum.
The place and manner of the arbitration shall be governed by AAA’s rules. Any judgment on the award rendered by the arbitrator may be entered in any court of competent jurisdiction.

(c) Authority of Arbitrator
The arbitrator, and not any federal, state, or local court or agency, shall have exclusive authority to resolve any dispute related to the interpretation, applicability, enforceability, or formation of this Arbitration Agreement, including, but not limited to, any claim that all or any part of this Arbitration Agreement is void or voidable. The arbitration will decide the rights and liabilities, if any, of you and Cevidica. The arbitration proceeding will not be consolidated with any other matters or joined with any other cases or parties. The arbitrator shall have the authority to grant motions dispositive of all or part of any claim. The arbitrator shall have the authority to award monetary damages and to grant any non-monetary remedy or relief available to an individual under applicable law, the arbitral forum’s rules, and the agreement (including the Arbitration Agreement). The arbitrator shall issue a written award and statement of decision describing the essential findings and conclusions on which the award is based, including the calculation of any damages awarded. The arbitrator has the same authority to award relief on an individual basis that a judge in a court of law would have. The award of the arbitrator is final and binding upon you and us.

(d) Waiver of Jury Trial
YOU AND CEVIDICA HEREBY WAIVE ANY CONSTITUTIONAL AND STATUTORY RIGHTS TO SUE IN COURT AND HAVE A TRIAL IN FRONT OF A JUDGE OR A JURY. You and Cevidica are instead electing that all claims and disputes shall be resolved by arbitration under this Arbitration Agreement, except as specified above. An arbitrator can award on an individual basis the same damages and relief as a court and must follow this agreement as a court would. However, there is no judge or jury in arbitration, and court review of an arbitration award is subject to very limited review.

(e) Waiver of Class or Consolidated Actions

YOU AND CEVIDICA AGREE TO WAIVE ANY RIGHT TO RESOLVE CLAIMS WITHIN THE SCOPE OF THIS ARBITRATION AGREEMENT ON A CLASS, COLLECTIVE, OR REPRESENTATIVE BASIS. ALL CLAIMS AND DISPUTES WITHIN THE SCOPE OF THIS ARBITRATION AGREEMENT MUST BE ARBITRATED ON AN INDIVIDUAL BASIS AND NOT ON A CLASS OR REPRESENTATIVE BASIS. ONLY INDIVIDUAL RELIEF IS AVAILABLE, AND CLAIMS OF MORE THAN ONE CUSTOMER OR USER CANNOT BE ARBITRATED OR CONSOLIDATED WITH THOSE OF ANY OTHER CUSTOMER OR USER. In the event that this subparagraph is deemed invalid or unenforceable, neither you nor we are entitled to arbitration and instead claims and disputes shall be resolved in a court.

(f) 30-Day Right to Opt Out

You have the right to opt out of the provisions of this Arbitration Agreement by sending written notice of your decision to opt out to the following address within thirty (30) days after first becoming subject to this Arbitration Agreement: JAMS New York Resolution Center, 620 Eighth Avenue, 34th Floor, New York, NY 10018. Your notice must include your name, address, and an unequivocal statement that you want to opt out of this Arbitration Agreement. If you opt out of this Arbitration Agreement, all other parts of this Agreement will continue to apply to you. Opting out of this Arbitration Agreement has no effect on any other arbitration agreements that you may currently have, or may enter in the future, with us.

(g) Severability

Subject to Section 17(e), if any part or parts of this Arbitration Agreement are found under the law to be invalid or unenforceable, then such specific part or parts shall be of no force and effect and shall be severed and the remainder of the Arbitration Agreement shall continue in full force and effect.

(h) Survival of Agreement

This Arbitration Agreement will survive the termination of your relationship with Cevidica. To the fullest extent permitted by applicable law, this Arbitration Agreement and the waivers and limitations contained in this Section 17 shall be enforced as written and shall not limit any non-waivable rights you may have under such law.

18. GOVERNING LAW
These Terms of Use are governed by the laws of New York State without giving effect to any principles of conflict of law.

19. ASSIGNMENT; ENTIRE AGREEMENT
You may not assign, transfer, or delegate any rights or obligations under these Terms of Use, by operation of law or otherwise, without the prior written consent of Cevidica. We may assign or transfer our rights and obligations under these Terms of Use in whole or in part, including in connection with a merger, acquisition, corporate reorganization, or sale of assets, without restriction.

These Terms of Use, together with our Privacy Policy and any additional terms and conditions that are referenced herein or that expressly apply to specific areas of the Website, constitute the entire agreement between you and Cevidica with respect to the Website and supersede all prior or contemporaneous understandings, agreements, representations, and warranties, both written and oral, with respect to the Website.